Discover where you stand financially with our comprehensive 27-question assessment. Built for families building generational wealth.
Creating Wealth Just Got Real
Most people have never had anyone look at all five dimensions of their financial life simultaneously. Protection, growth, tax efficiency, retirement readiness, and legacy. All scored, all connected, all actionable.
The Financial Score is not a sales pitch. It is a diagnostic. You will leave the session knowing your number and knowing exactly what is dragging it down.
Moments from the field, the office, and the families we serve.
We offer a comprehensive suite of financial strategies, from life insurance and retirement planning to business owner solutions and hard assets. Click any service to learn more.
27 questions. 48 metrics. Five dimensions scored 0 to 100. You will leave knowing exactly where you stand and exactly what to do about it.
We are not for everyone. The families and business owners who get the most from the Financial Score are already doing something financially. They just do not know if it is working.
Not people starting from zero. People who have accounts, insurance, a home, and a plan but have never had anyone look at all of it together and tell them honestly whether it adds up.
No obligation. No sales pitch. Just your number.
We are looking for licensed professionals who want to deliver more value to their clients and earn more for doing it. The Financial Score changes every conversation.
Our priority is to bring more value to your clients. We structure partnerships to reward you fairly while investing heavily in the tools, support, and technology that make you successful.
We don't just provide products. We provide a complete ecosystem designed to help you deliver exceptional value to every client you serve. From the Financial Score assessment to ongoing case support, everything we build is designed with your client relationships in mind.
Real Financial is looking for driven individuals who want to build a financial services business with real income potential, real flexibility, and a proprietary system that sets them apart.
Income figures represent typical ranges based on production levels. Results vary based on effort, market, and product mix. This is not a guarantee of income.
We are a team of licensed professionals committed to building wealth for the families and communities we serve.
Team photos can be added by contacting your website administrator.
Click below to start your application. We will reach out within 24 hours to schedule your discovery call.
No experience required. We will train you from the ground up.
Founded in Las Vegas, NV. Serving families and business owners across all 50 states with the proprietary Financial Score, the most comprehensive financial diagnostic available outside a private bank.
Coby Cima is a Wealth Architect with Real Financial, one of the fastest-growing financial services organizations in the country. Founded in Las Vegas, Nevada, Real Financial serves families and business owners in all 50 states, primarily via Zoom, with a focus on comprehensive financial planning, insurance-based strategies, and the proprietary Financial Score.
The Financial Score was born from a simple observation: most people have never had anyone look at all five dimensions of their financial life simultaneously. Protection, growth, tax efficiency, retirement readiness, and legacy. All scored, all connected, all actionable. In 20 minutes and 27 questions, clients leave knowing their number and knowing exactly what to do about it.
Before Real Financial, Coby spent years studying the intersection of insurance, tax strategy, and wealth transfer. These are the strategies that the ultra-wealthy have used for generations but that most middle-class families never hear about. Infinite banking, indexed growth, living benefits, estate architecture. These are not exotic products. They are tools that have been available for decades but rarely explained clearly.
Coby's mission is simple: bring private-banking-level financial strategy to families who deserve it but have never had access to it.
Real Financial is one of the fastest-growing financial services organizations in the country, with thousands of agents serving clients in all 50 states. Our platform combines proprietary technology, 40+ carrier relationships, and a training system that produces top-performing agents.
Real strategies. Plain language. No jargon. Every article is written to help you understand your money better so you can make decisions with confidence.
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